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When you apply for credit or mortgage, the lender wants to know that you are capable of a complete and timely repayment. To answer this question, financial institutions request your credit file information known as credit check. Your credit file is created the first time you borrow funds or apply for a credit card. Banks, credit unions and others regularly send factual financial information related to your outstanding accounts to credit reporting agencies. It is important to be aware of your credit standing, hence periodically obtaining a copy of your credit file is a must. Listed below are financial sites that provide credit check services.
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